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CHAPTER ONE INTRODUCTION 1.1 Background to the Study Financial scandals and misappropriation around the world and the recent collapse of large corporate organization in the USA and Europe have brought to the fore, again, the need for the practice of sound…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The last two decades have been seen as a proliferation of systematic banking problems around the world. Banking crisis has threatened macro-economic stability through their affect on capital outflows and external balance. The…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study Modern banks now realized that only those that over haul their payment service delivery and operations are likely to survive and prosper in the 21st century (Opara 2010). This was due to pressure of…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study Banks play a vital role in economic development of a nation. Time continued strength and stability of the banking system, is a matter of general concern as they hold the savings of the…
CHAPTER ONE INTROUDCTION 1.1 BACKGROUND OF THE STUDY The financial function has always been important in management irrespective of any difference in structures, Ownership and size. The financial organization of any business enterprise ought to be cable of ensuring that…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study As in many other industries in the Nigerian economy, most banks are faced with problem of fraud. It might be a gross-over statement to call the Nigerian banking system citadels of frauds. Whilst,…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The role of the banking system as an engine of economic growth is appreciated by the functions, the constituency performs. The banking sector provides liquidity that services the needs of the economy, facilitates the…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study As a result of the relative prominence accorded to the banking industry, no mention made of the economical development of any country (Nigeria not excepted) without reference to the banking sector, Thus, an…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The relevance of banks in the economy of any nation cannot be overemphasized. They are the cornerstones of the economy of a country. Banks play the important role of promoting economic growth and development through the process…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study Banks all over the world have through their unique position in the economy contributed immensely to economic growth and development of nations, hence the banking sector in any country plays fundamental role in…
CHAPTER ONE INTRODUCTION Background to the Study Internal control, the strength of every organization, has become of paramount importance today in Nigeria banks; the reason being that the control system in any organization is a pillar for an efficient accounting…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The banking system and other financial institutions are normally approached by some groups of individual in order to acquire necessary capital with which to execute their business plans. One of the objectives of…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study Before the recapitalization policy was implemented, the Nigerian banking industry could be likened to a financial landscape that was flooded with adverse, negative, unwanted implications and practices such as poor, declining capacity utilization,…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study If you ask four (4) different people who invented the Automated Teller Machine (ATM) there is a good chance that you may receive four different answers. Four (4) or more individual, have actually…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study Given the magnitude of economic problems that confronts Nigeria especially since the early 1980s such a stagement growth, rising inflation, unemployment, food shortage and mounting external debt the necessity for economic reforms become…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study Every organization both profit or non-profit organization has its objectives and goals in mind to achieve. For the non-profit making organization, their goal is to satisfy the social need of the citizens and…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study Cash liquidity reflects a financial institution’s ability to fund assets and meet financial obligations. Cash liquidity is essential in all banks to meet customer withdrawals, compensate for balance sheet fluctuations, and provide funds…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The role of the banking system as an engine of economic growth is appreciated by the functions, the constituency performs. The banking sector provides liquidity that services the needs of the economy, facilitates the…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The ideal of micro-finance banking become necessary due to the inability of the conventional banking schemes to mobilize the dormant funds in rural area and channel them into needy factor. Besides, small business…
CHAPTER ONE INTRODUCTION 1.1 Background to the Study The ideal of micro-finance banking become necessary due to the inability of the conventional banking schemes to mobilize the dormant funds in rural area and channel them into needy factor. Besides, small business…