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RATIO ANALYSIS AS A BANK LENDING TOOL (A CASE STUDY OF UNION BANK OF NIGERIA, ENUGU) ABSTRACT This study seeks to study the bank lending functions in Nigerian banks, with a view to ironing out the factors militating against the…
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Banks generally provide avenue for saving to those who have surplus funds. The surplus deposits are then lent out to the needy personal, cooperate bodies and business customers in form of loans, advances…
CHAPTER ONE INTRODUCTION Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand. Through the performance of this role, Banks act as reservoir for surplus funds and thus lend safe portion of these…
CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The efficiency and effectiveness of the operations as well as the overall success of an enterprise, depend to a large extent on the quality of information available to the management. Information…
EMPIRICAL ANALYSIS OF COMMERCIAL BANKS LENDING POLICIES TO THE PRIVATE SECTOR A CASE STUDY OF UNION BANK OF NIGERIAN PLC CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF STUDY Over the years the Central Bank of Nigeria had stipulated the…
EVALUATION OF BANK LENDING PRACTICES AND CREDIT MANAGEMENT IN NIGERIA (A CASE STUDY OF FIRST BANK) CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand.…
IMPACT OF ACCOUNTING INFORMATION ON BANK LENDING CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Every organisation targets the attainment of its desired objectives. The organisation therefore aims towards efficiency and proper effectiveness in conducting its affairs. However, the level…
FRAUD AND FINANCIAL MALPRACTICES AS A LENDING FACTOR TO BUSINESS FAILURE CHAPTER ONE INTRODUCATION 1.1 BACKGROUND OF THE STUDY Fraud is irregularities involving the use of criminal to obtain and against illegal advantage. Fraud involving the manipulation of the…
THE IMPACT OF ACCOUNTING INFORMATION ON LENDING DECISION OF COMMERCIAL BANKS IN NIGERIA ABSTRACT Most banks operating in Nigeria today are finding an increasing number of loans in their portfolios that have gone sour. The reasons for this undesirable situation…
THE IMPACT OF INTEREST RATE DEREGULATION ON COMMERCIAL BANKS’ LENDING OPERATIONS IN NIGERIA CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY There had been administrative control on the nation’s interest rates until July 31, 1987 when, in consonance with the…
THE IMPACT OF IMPROVED CAPITALIZATION ON NIGERIAN BANKS LENDING RATE CHAPTER ONE INTRODUCTION 1.1 Background of the Study Nigeria banking sector has experienced a boom-and-burst cycles in the past 20 – 25 years. After the implementation of the structural adjustment programme…