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THE EFFECT OF MERGER ON THE FINANCIAL PERFORMANCE OF BANKS IN NIGERIA (A CASE STUDY OF ACCESS BANK NIGERIA LTD, FIRST BANK OF NIGERIA PLC AND UNITY BANK PLC)
CHAPTER ONE INTRODUCTION 1.1 Background of the Study Prior to the year 2005 merger exercise, the Nigerian Banking sector was highly oligopolistic with remarkable features or market Concentra and leadership. Under the recapitalization and consolidation exercise in the industry, each…